Smart Money Moves Your Guide to Financial Freedom
Understanding Your Financial Situation
Before you can make smart money moves, you need to know where you stand. This means honestly assessing your income, expenses, assets, and debts. Create a budget that tracks your spending and identifies areas where you can cut back. Use budgeting apps, spreadsheets, or even a simple notebook to keep track of your finances. The clearer picture you have of your current situation, the better equipped you’ll be to make informed decisions.
Building an Emergency Fund
An emergency fund is your safety net. It’s the money you’ll rely on during unexpected events like job loss, medical
